These terms govern your use of pagcor123. They're written to be straightforward — we want you to actually understand what you're agreeing to, not just scroll past legal jargon. Please take a few minutes to go through them before you start playing.
Before you read everything, here's a quick summary of the most important points in the pagcor123 Terms and Conditions.
Access to real-money gaming on pagcor123 is strictly limited to players who are at least 21 years old. We follow Philippine law on this — no exceptions. Age verification may be required at any point.
Each player is allowed only one active account on pagcor123. Duplicate accounts will be closed and any balances may be forfeited. If you lose access to your account, contact support — don't create a new one.
All transactions on pagcor123 are processed in Philippine Pesos (₱). Withdrawals are released to your registered GCash, Maya, or local bank account only — no third-party transfers.
All bonuses and promotions at pagcor123 come with specific wagering requirements that must be met before withdrawal. Make sure you read the bonus details on the Promotions page before you claim anything.
Any form of cheating, collusion, use of bots or automated software, or exploitation of platform bugs is strictly prohibited and will result in permanent account closure and forfeiture of all funds.
pagcor123 provides deposit limits, session controls, and self-exclusion options to all players. Using them is your right. We encourage all players to game responsibly — please use these tools if you need them.
By accessing, registering on, or using any part of the pagcor123 platform — whether through a desktop browser or mobile device — you confirm that you have read, understood, and agreed to these Terms and Conditions in full. These terms form a binding legal agreement between you and pagcor123.
If you do not agree with any part of these terms, you must stop using pagcor123 immediately. Continued use of the platform after any updates to these terms constitutes your acceptance of the revised version. pagcor123 recommends that you bookmark this page and check back periodically to stay informed of any changes.
Important: These terms apply to all games, promotions, features, and services offered on the pagcor123 platform. Additional terms may apply to specific promotions and are always disclosed on the Promotions page.
To use pagcor123 for real-money gaming, you must meet all of the following criteria:
pagcor123 reserves the right to request identity verification documents at any time to confirm eligibility. If you cannot or do not provide requested documents within a reasonable period, pagcor123 may suspend or close your account.
If you are under 21 years old, you are strictly prohibited from registering or playing on pagcor123. Any account found to belong to an underage user will be permanently closed and all funds forfeited.
When registering on pagcor123, you are required to provide accurate, complete, and up-to-date information. This includes your full legal name, date of birth, email address, and mobile number. Providing false information during registration is a violation of these terms and may result in the immediate closure of your account.
Each person may hold only one pagcor123 account. If we detect multiple accounts linked to the same individual — whether through the same device, IP address, payment method, or identification documents — all accounts except the first registered may be closed and any pending balances may be confiscated.
You are responsible for keeping your login credentials secure. Do not share your password with anyone. If you suspect that someone else has access to your account, contact pagcor123 support immediately. We are not liable for losses arising from unauthorised access caused by your failure to protect your login details.
Note: pagcor123 will never ask for your password via email, chat, or phone. If anyone contacts you claiming to be from pagcor123 and asks for your password, please report it to our support team right away.
pagcor123 accepts deposits through the following Philippine payment channels: GCash, Maya, GrabPay, Coins.ph, InstaPay, PESONet, BDO Online Banking, BPI Online Banking, UnionBank, and Visa/Mastercard debit and credit cards. All deposits are processed in Philippine Pesos (₱).
The minimum deposit amount is ₱100. There is no maximum deposit limit unless specified for a particular payment channel. Deposits are generally credited to your pagcor123 account instantly or within a few minutes, depending on the payment provider.
All funds deposited into pagcor123 must come from a payment account or card that is registered in your own name. Third-party deposits — where the source of funds belongs to someone other than the account holder — are strictly prohibited and may result in suspension of your account pending investigation.
Withdrawal requests can be made at any time provided your account is fully verified and you have no outstanding wagering requirements on bonus funds. pagcor123 processes withdrawal requests to GCash, Maya, or your registered Philippine bank account (BDO, BPI, UnionBank via InstaPay or PESONet).
The minimum withdrawal amount is ₱500. Withdrawals are processed within the same business day for requests made during operating hours. Requests submitted on weekends or Philippine public holidays will be processed on the next business day.
Withdrawals will only be released to an account in your own name that matches the name on your pagcor123 account. pagcor123 reserves the right to conduct additional verification checks before processing large withdrawal amounts. If you have received any bonus funds, those must meet the applicable wagering requirements before the corresponding winnings can be withdrawn.
pagcor123 may delay or decline a withdrawal request if it suspects fraudulent activity, money laundering, or a breach of these terms. In such cases, the account will be placed under review and the player will be notified.
pagcor123 offers various bonuses and promotions from time to time, including welcome bonuses, reload bonuses, free spins, tournament entry credits, and loyalty rewards. Each promotion has its own set of terms, which are published on the Promotions page and must be read in full before participation.
General rules that apply to all pagcor123 bonuses:
Reminder: Always check the specific terms of any promotion on the Promotions page before claiming. Wagering requirements, eligible games, expiry dates, and maximum withdrawal limits vary by offer.
pagcor123 is committed to maintaining a fair and honest gaming environment for all players. The following behaviours are strictly prohibited and will result in immediate account suspension or permanent closure:
pagcor123 uses a combination of automated monitoring systems and manual reviews to detect suspicious activity. If your account is flagged, it may be temporarily suspended while under investigation. pagcor123's decision on conduct-related matters is final.
pagcor123 collects and processes personal data in accordance with its Privacy Policy, which you can find at /privacy-policy. By registering on pagcor123, you consent to the collection, storage, and use of your personal information as described in that policy.
Your information is used to verify your identity, process transactions, deliver customer support, personalise your experience, and meet legal compliance obligations. pagcor123 does not sell your personal data to third parties for marketing purposes.
We use SSL encryption and industry-standard security protocols to protect your data. However, no online system is completely immune to risk, and pagcor123 cannot guarantee absolute security. You are encouraged to use strong, unique passwords and enable any available two-factor authentication options on your account.
pagcor123 is committed to promoting responsible gaming among all players. We believe that gaming should be an enjoyable pastime — not a source of financial hardship or personal distress. To support this, pagcor123 provides the following tools to all registered players:
To access these tools, visit the Responsible Gaming section of the platform or contact our support team. pagcor123 takes all requests for self-exclusion seriously and will enforce them promptly.
pagcor123 provides its platform on an "as is" basis. While we make every effort to ensure uninterrupted service, we cannot guarantee that the platform will be available at all times or free from technical errors. pagcor123 is not liable for any losses arising from:
In cases where pagcor123 is found liable, the maximum total liability will not exceed the net deposits made by the affected player in the 30 days prior to the incident. pagcor123 is not liable for indirect, incidental, consequential, or punitive damages of any kind.
You may close your pagcor123 account at any time by contacting our support team. Any remaining real-money balance (excluding bonus funds with unmet wagering requirements) will be refunded to your registered payment account after standard verification checks.
pagcor123 also reserves the right to suspend or permanently close any account at its discretion, including but not limited to the following situations:
Where an account is closed due to a breach of these terms, pagcor123 reserves the right to withhold any outstanding balance pending investigation. Players who disagree with a termination decision may contact support to initiate a formal review.
pagcor123 may update these Terms and Conditions from time to time to reflect changes in law, platform features, or business practices. When material changes are made, we will notify registered players via email or an on-site notification at least seven (7) days before the changes take effect.
Continued use of pagcor123 after the effective date of any update constitutes your acceptance of the revised terms. If you disagree with the changes, you should close your account before the new terms take effect. The current version of the Terms and Conditions is always published on this page, with the date of last update clearly indicated at the top.
These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines. Any disputes arising from or related to the use of pagcor123 shall be subject to the exclusive jurisdiction of the appropriate courts in the Philippines.
pagcor123 operates in compliance with applicable Philippine gaming regulations. Players are responsible for ensuring that accessing and using the platform is lawful in their location. If you are accessing pagcor123 from outside the Philippines, you do so at your own risk and are responsible for compliance with your local laws.
If you have questions about these Terms and Conditions or anything related to your pagcor123 account, our support team is available 24 hours a day, 7 days a week. You can reach us through the following channels:
For questions specifically related to responsible gaming and self-exclusion, please visit the Responsible Gaming page for dedicated resources and contact options.
Need help with your account? Visit our FAQ page for quick answers to the most common questions about deposits, withdrawals, bonuses, and account settings.